Investing for your future

A Financially Well Organised investment strategy should be centred around preserving your capital and aligning with your goals and attitude to risk. The key to investment planning is understanding the trade-off between risk and reward.

Risk can be thought of as the difference between the expected return of an investment and the actual return. There are many types of risk that relate to investment strategy such as inflation risk, market risk, economic and political risk, legislative risk, and so on.  One way to manage risk is to diversify your investments. For proper diversification, investors should select a variety of investments within the major asset classes (e.g. cash, property and shares). Another aspect of risk management is how long you’re prepared to wait for a return.

Watch the below video to hear about the role attitude to risk plays when making investment decisions, as well as key investment principles to keep top of mind while planning any investment strategy.


A final consideration is liquidity. When new market opportunities arise you may want the ability to take advantage of them. Having a portfolio that quickly allows you to convert assets to cash will provide you with this important flexibility.

We have prepared a brief Investment Plan resource guide to provide you with further detail on a number of key considerations. The guide discusses the ‘Risk versus Return equation and the guiding principles of diversification and accessing capital.

Download the guide here

Invest today, secure your tomorrow.

The 10 key elements to becoming Financially Well Organised

When you have a clear strategy for each of the elements, you will be  Financially Well Organised and you too can have peace of mind your financial affairs are in order.

Disclaimer: This material has been prepared for general information and does not take into account the objectives, financial situation and particular needs of any particular person. Readers of this page should seek professional advice to confirm that the products or strategies mentioned are appropriate in the light of their particular needs, objectives and financial circumstances prior to acting upon any information contained herein. While reasonable care has been exercised and the statements contained herein are based on information believed to be accurate and reliable, neither The Advice Exchange nor its directors, employees, agents or Authorised Representatives shall be liable (unless otherwise required by law) for any loss or damage suffered or caused to any person or corporation resulting from or contributed to by any error or omission from such statements including any loss or damage caused by any fault or negligence on the part of The Advice Exchange or otherwise. Liability limited by a scheme approved under Professional Standards Legislation. FWO Financial Services Pty Ltd ABN 31 121 576 412 is a Corporate Authorised Representative 307410 of The Advice Exchange Pty Ltd ABN 55 107 629 194 AFSL/ACL 278937.

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