Too good of an opportunity to pass up

We all have superannuation, but how many of us really do anything with it? The ‘set and forget’ approach is easy to understand. Money goes in with the expectation that it will grow into a nice nest egg, and when we retire, we will sit back and take a pension or a lump sum.

We’re often apprehensive about going anywhere near our superannuation. We are naturally protective of the one thing we can count on in retirement. Effective superannuation planning does not put your retirement savings at risk. On the contrary, it is about taking advantage of superannuation’s numerous advantages, particularly the low tax on earnings and asset protection benefits.

Click on the video below to hear Matt Schlyder discuss the benefits of long-term compounding growth in a low-tax superannuation environment.

By increasing concessional contributions, more wealth can be held (and grown) in the tax-efficient superannuation environment, where investment earnings are taxed at (only) 15%. This tax rate may be significantly lower than the individual marginal tax rates you would otherwise face. Click on the guide below to read more about how super can help you grow your wealth.

Download the guide here

A final thought: Did you know that.

…when your fund begins paying a pension (in the retirement phase), the tax on earnings in the fund is 0%?
This increases the benefits of compounding higher after-tax returns through retirement.

If you have any questions or would like to discuss your superannuation plan at anytime,
please contact Matt Schlyder at or on 07 3833 3999.

The 10 key elements to becoming Financially Well Organised

When you have a clear strategy for each of the elements, you will be  Financially Well Organised and you too can have peace of mind your financial affairs are in order.

Disclaimer: This material has been prepared for general information and does not take into account the objectives, financial situation and particular needs of any particular person. Readers of this page should seek professional advice to confirm that the products or strategies mentioned are appropriate in the light of their particular needs, objectives and financial circumstances prior to acting upon any information contained herein. While reasonable care has been exercised and the statements contained herein are based on information believed to be accurate and reliable, neither The Advice Exchange nor its directors, employees, agents or Authorised Representatives shall be liable (unless otherwise required by law) for any loss or damage suffered or caused to any person or corporation resulting from or contributed to by any error or omission from such statements including any loss or damage caused by any fault or negligence on the part of The Advice Exchange or otherwise. Liability limited by a scheme approved under Professional Standards Legislation. FWO Financial Services Pty Ltd ABN 31 121 576 412 is a Corporate Authorised Representative 307410 of The Advice Exchange Pty Ltd ABN 55 107 629 194 AFSL/ACL 278937.

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